Free PDF guide
Before You Pay: A Plain English EOB Checklist
A printable, plain English checklist for slowing down an EOB, matching it to the provider bill, and deciding what deserves a question before money leaves your account.

Inside
What the checklist helps you do
Separate the provider bill from the insurance EOB.
Compare billed, allowed, paid, adjusted, and patient responsibility amounts.
Spot when a balance deserves a question before payment.
Prepare calmer notes for a billing or insurance call.
Chapter map
- 1Why an EOB is not automatically a bill
- 2The numbers to compare before paying
- 3Common mismatch patterns worth questioning
- 4A call script for provider and insurer follow-up
- 5A one-page pre-payment checklist
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